Real estate appraisal services for homeowners in the city of Houston and Harris CountyThe top 7 reasons why Texas homeowners use Greater Houston Appraisal Group, Inc.:
We at Greater Houston Appraisal Group, Inc. understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.Challenging a property tax assessmentIf you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. A professional appraisal from Greater Houston Appraisal Group, Inc. is your number one weapon when challenging your property tax assessment.Need to cancel PMI?A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Greater Houston Appraisal Group, Inc. is experienced in helping homeowners just like you delete undesirable PMI insurance.Recently got a freeze to your HELOC?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Greater Houston Appraisal Group, Inc. can help you reinstate your home equity line of credit with a professional appraisal.We Also Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would wish to have a seasoned professional double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Greater Houston Appraisal Group, Inc. can help you with that. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion. |
|||||||||
